Privacy Policy

Privacy Policy

We are committed to protecting your privacy. iSettlements describes how we safeguard your personal information. The following policies apply to current as well as former customers.


Our primary purpose in collecting your personal information is to provide you service in a prompt, efficient, safe, and professional manner. To do so, we must gather and maintain certain information. This information will be used to provide the services you request as well as the customer service you would expect. We will use appropriate security measures to protect your information and prevent loss or unauthorized access by safeguarding and maintaining control over the confidentiality of your personal information. We will not disclose health information to third parties without your consent or prior notice.


Your information is stored electronically and/or within a physical file and is treated as an asset that must be protected. We safeguard customer information in accordance with applicable data security regulations and within our privacy policy guidelines. Appropriate security measures are taken to protect against unauthorized access, use, alteration, disclosure or destruction of data. Access to your personal information is restricted within our organization to employees, contractors and agents who need to know that information in order to process, complete or service your transaction, or to operate, develop or improve our service. These individuals who have access to customer information are bound by confidentiality obligations, may use it only for legitimate business purposes and may be subject to disciplinary measures, up to and including prosecution, if they fail to meet these guidelines.

Information Collected

You may browse our website or talk to us without giving us any information about yourself. We do not set electronic “Cookies”, but may collect information regarding what pages or information is visited. Once you volunteer any information, either on our website or in the normal course of business, we may collect the following non-public information about you from your applications, questionnaires, agreements and other forms, (i) email address, physical contact information such as name, address, social security number, driver’s license number, occupation, marriages and divorces, date of birth, information about certain of your assets, such as income, banking information and account numbers, and other household information; (ii) data detailing the specifics of any transaction with us or an affiliate such as the amount(s) of your payments, how and when you are paid, and named beneficiaries, (iii) and with your permission, credit information from consumer reporting agencies, criminal background reports, legal information such as judgments, liens, court proceedings, bankruptcies, employment information and health information. Additionally, information from public sources may be gathered.

Use Of Information

We may share or disclose your personal information with non-affiliated companies in limited circumstances. As allowed by law, we may disclose your information as reasonably necessary to (i) process, service or enforce a transaction you requested, (ii) in response to a governmental agency’s request, service of process or in response to a subpoena, (iii) to prevent fraud or security issues, (iv) to service providers under contract with us who help with our processes, such as credit services, lawyers, funders, lenders, and marketing providers. These companies are required to follow the same strict privacy standards as stated in this policy. If iSettlements becomes involved with a merger, acquisition or any form of sale of all or any part of its assets, we will ensure confidentiality of any and all personal information obtained.

Health Information

We will not use or share your medical information with anyone except (i) as required or permitted by law, (ii) for underwriting or administering insurance policies when necessary, or (iii) as otherwise authorized by you.


This privacy policy takes effect April 1, 2009. We regularly review our privacy policy and our compliance with the policy. We will inform you of our privacy policy at least once a year, as long as you are a customer of iSettlements. You may request a copy at any time. Please feel free to direct any questions or concerns regarding this privacy policy, our treatment of personal information or to request a copy of this privacy policy by contacting us through our website, calling us at 1-877-966-8669 or writing us at: iSettlements, Customer Service, 3625 W Broward Blvd Fort Lauderdale, Fl. 33312.


All information provided on iSettlements website is for informational purposed only and does not constitute a legal contract between iSettlements and any person or entity unless otherwise specified. Although every reasonable effort has been made to assure the accuracy of the information contained, 123LumpSum does not make any guarantees of any kind. In no event shall iSettlements be responsible or liable for any damages or loss caused by or allegedly caused by, any reliance on the contents of its website. The information in this privacy policy is for illustrative purposes only and are not intended to be exclusive. iSettlements is not providing, and does not provide, any legal, tax, financial or other advice of any nature or kind and recommends that you consult your own professional advisor(s).